Key: [R] References  [T]  In-text

Web pages

• Where available, use a Digital Object Identifier (DOI) to identify the web page. If not available use URL. 
• If referring to a particular page within a large website, give the precise URL for that page rather than home or menu pages.
• If there are no page numbers, use paragraph number (use the abbreviation "para" e.g. para.16) or cite the chapter or heading and the number of the paragraph.
• Use (n.d.) in the date position for sources with no apparent date.

T:     (Benton Foundation, 1998)
R:     Benton Foundation. (1998, July 7). Barriers to closing the gap. In Losing ground bit by
              bit: Low-income communities in the information age (chap. 2). Retrieved from http://www.benton.org/library?low-Income/two.html

For a webpage that has no author, begin the reference with the document title

T:     ("Expenditures for Health Care Plans," 1998)
R:     Expenditures for health care plans for employers and employees. (1998, December 7).
               Washington, DC: Bureau of Labor Statistics. Retrieved from http://stats.bls.gov

 *Rules for reference examples sourced from American Psychological Association Publication Manual (2010, pp 176;198;200)

If you cannot find a specific example of what you are looking for, use the APA manual.